RPLI Premium & Maturity Calculator
Anticipated Endowment Assurance
Premium Table
| Premium Mode | Premium | GST (4.5%) | Total Premium |
|---|
Maturity Values
| Date of Maturity | Total Premium Paid | Total Bonus | Total Maturity Amount |
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Money Back Values
| Number of Money Back | Money Back Availing Date | Money Back Amount |
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RPLI Anticipated Endowment Assurance Eligibility
Rpli anticipated endowment assurance simply called as rpli money back policy is a part of postal life insurance managed by the Department of posts.
- Eligibility:
- Minimum entry age: 19 years
- Maximum entry age: 40 years
- Policy Terms:
- 15 years
- 20 years
- Sum Assured Limits:
- Minimum Sum Assured: ₹10,000
- Maximum Sum Assured: ₹10,00,000.
- Documents
ID Proof : Aadhar Card, Pan Card, Voter ID, Driving License, Passport etc.
Address Proof : Aadhaar Card, Voter ID, Driving License
Photo : One Passport Size Photo
Benefits of RPLI Gram Sumangal Policy
Maturity and Money Back Returns
For 15-year policy
| Year | Money Back ( % percentage of sum assured) |
| 1st in 6th year | 20% |
| 2nd - 9th | 20% |
| 3rd - 12th | 20% |
| Final - 15th | 40% + Bonus |
20% of the Sum Assured is paid at the end of 6th, 9th, and 12th years. The remaining 40% of the Sum Assured plus accrued bonus is paid at maturity (end of 15th year).
For 20-year policy
| Year | Money Back ( % percentage of sum assured) |
| 1st in 8th year | 20% |
| 2nd - 12th | 20% |
| 3rd - 16th | 20% |
| Final - 20th | 40% + Bonus |
20% of the Sum Assured is paid at the end of 8th, 12th, and 16th years.The remaining 40% of the Sum Assured plus accrued bonus is paid at maturity (end of 20th year).
Death Benefit
If the policyholder passes away before maturity, the nominee receives the full Sum Assured along with the accrued bonus, regardless of previous payouts.
Bonus Accumulation:
Last declared bonus: ₹45 per ₹1,000 Sum Assured per year.
Flexible Premium Payment:
Premiums can be paid monthly, quarterly, half-yearly, or annually, as per the policyholder's preference.
Loan Facility:
Loans can be availed against the policy after it acquires surrender value, typically after a few years of premium payments.
How to Calculate RPLI Premium for Anticipated Endowment Assurance
By using this RPLI calculator you can calculate the Anticipated Endowment Assurance premium, maturity value and the money back values. just put the date of birth as per your documents to calculate the correct premium and maturity bonus. follow the simple steps to use this RPLI Anticipated Endowment Assurance Calculator.
- Enter the sum assured between ₹10,000 – ₹10,00,000
- Date of birth as per the documents
- Select the maturity age (maturity age is calculate as per your age)
- Now click on the “Calculate” button
Once you submit all the details, as a output you will get the Policy term, Premium in Monthly, Quarterly, Half-yearly and Annually modes, maturity values, total premium paid during the policy term and a table with the dates and amount of money backs.