Who can Apply for RPLI Endowment Assurance

1. Eligibility:
   • Minimum entry age: 19 years
   • Maximum entry age: 55 years
2. Sum Assured Limits:
   • Minimum Sum Assured: ₹10,000
   • Maximum Sum Assured: ₹10,00,000
3. Policy Maturity Age Options:
   • The policyholder can choose maturity at the ages of 35, 40, 45, 50, 55, 58, or 60.
4. Loan and Surrender
   • Loan facility available after 3 years.
   • The policy can be surrendered after 3 years, but no bonus is paid if surrendered before 5 years.
5. Documents
   ID Proof: Aadhar Card, PAN card, Voter ID, Driving License, Passport ETC.
   Address Proof: Aadhaar Card, Voter ID, Driving License
   Photo: One Passport Size Photo

Benefits of RPLI Gram Santosh (Endowment Assurance)

1. Maturity Benefit: The sum assured along with the accrued bonus is paid when the policyholder at the time of maturity.
2. Death Benefit: In the event of the policyholder’s death, the nominee receives the full sum assured and the accrued bonus.
3. Bonus Accumulation: The latest bonus rate is ₹48 per ₹1,000 sum assured per year.
4. Loan Facility: Policyholders can avail of loans after 3 years of continuous premium payment.
5. Surrender Value: Surrender is allowed after 3 years, and a proportionate bonus on the reduced sum assured is paid if surrendered after 5 years. before 5 year no bonus will be paid.
6. Flexible Maturity Options: The policyholder can choose the desired maturity age based on financial goals.

How to Use RPLI Endowment Assurance Calculator

To use this RPLI calculator you need your date of birth as per your document. put the date of birth as per your documents to calculate the correct premium and maturity bonus. follow the simple steps to use this RPLI Endowment Assurance Calculator.

• Enter the sum assured between ₹10,000 – ₹10,00,000
• Date of birth as per the documents
• Select the maturity age (maturity age is calculated as per your age)
• Now click on the “Calculate” button

Once you submit all the details, as an output you will get the Policy term, Premium in Monthly, Quarterly, Half-yearly and Annual modes, maturity values, and total premium paid during the policy term.